What My CPA Should Have Told Me Before 40 | The Book
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What My CPA Should Have Told Me Before 40

The C.A.T. Method for cash flow, assets, and tax planning in every quarter of life. Written by a CPA who spent 18 years reading the returns of people who look rich and people who are actually free. They are usually not the same people.

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Life keeps giving you exams it never taught

EXAM Before you get married: the financial merger nobody briefs you on.
EXAM Before you buy the house: the top of your approval is not the top of your comfort.
EXAM Before you have kids: the most expensive blessing, planned or unplanned.
EXAM Before you start the business: the LLC is a container, not a strategy.
EXAM Before you ignore the IRS letter: how small problems become levies.
EXAM The high earner trap: income and no assets, a CPA and no plan.
EXAM Before you help family with money: the loan, the cosign, the conversation.
EXAM The rental, the equity, and the paperwork your family inherits.

One system, installed from three directions

Part I · The Game

The rules nobody taught you

The Money Quarters, the audit of where your defaults came from, and the full C.A.T. Method: Cash Flow, Assets, Tax Planning.

Part II · The Exams

The decisions that grade you

Marriage, the house, the kids, the business, the IRS letter, family money, the rental, and equity. Run before the decision, not after.

Part III · The Player

The one running the plays

Make More Money. Get Around Strangers. The posture that separates owners from office rats. And the ninety-day Game Plan.

Busayo Ogunsanya, CPA MST

Nobody taught you. That is not your fault. Staying untaught after today is.

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